Help with the cost of living
Services to support you as the cost of living increases
As the cost of living increases, you may be worried about how to pay for food, heating and other bills. We’ve put together some information about where and how to find support across Walsall borough.
Whatever hardships you’re facing, we’re here to advise you.
Help with the cost of food and essentials
Find out more about the Household Support Fund payments to help eligible households during the winter months.
You may want to:
- apply for an emergency support payment - this could help pay for:
- food
- clothes
- essential items (for example, a washing machine or fridge)
- find a local food bank on the Trussel Trust website
- find locations of Black Country food banks
- find food banks on the Give Food website
- get the Too Good To Go app to find reduced price food near you
- get a free hot meal at FoodCycle Walsall
If you receive certain disability benefits, you will receive a one-off payment of £150 to help with rising living costs.
If you're a parent, your child could be eligible for free school meals.
The Help for Households campaign has a list of discounts and offers from supermarkets, clothing and shoe shops and utility companies that you might find helpful.
You can also find out about local charities that can help with the cost of school uniforms and equipment, as well as household items and appliances.
Help with transport costs
You could get:
- up to 1/3rd off rail journeys with a railcard
- 50% off rail travel if you’re on Universal Credit
- an older person's travel pass for free bus travel
- a disabled person's pass for free bus travel
If your child receives a free school meal, you can use this as evidence to support an application for home to school travel assistance.
Latest support schemes
Find out about the Household Support Fund payments to help eligible households during the winter months.
Find out about the Energy Bills Support Scheme for households who do not qualify for the support through domestic electricity suppliers. There will be a scheme for Walsall but we do not have any more information on this yet.
Help with your energy bills
It's important that you contact your energy provider as soon as you start finding it difficult to pay your bills.
You can:
- apply for funding to help keep your home warm
- apply for an emergency support payment - this can help you pay for heating and other costs
- find out about the Energy+ support resource - this provides help to prevent fuel poverty
- contact British Gas Energy Trust for grants and support even if you're not a British Gas customer
- get a grant from the Boiler Upgrade Scheme to install low carbon heating
- find out more about grants and benefits to help you pay your energy bills
There is help with heating costs on the government's website:
- Warm Home Discount Scheme
- National Concessionary Fuel Scheme
- Winter Fuel Payment
- Cold Weather Payment
The government has produced some information that you might find helpful - download the energy bills support factsheet.
The Help for Households campaign has details on help available to support with energy bills and ways to save energy in your home.
You can also:
There is a range of financial support available for families with children.
The Help for Households campaign provides information on getting help with maternity costs, childcare and breakfast clubs.
If you're pregnant or have a child under 4, you can get Healthy Start vouchers from the NHS to help buy basic foods.
Some local charities can help with the cost of school uniforms, school trips and other resources.
Find out what benefits you can get
Check what you’re entitled to using the benefits and financial support checker.
Find out what benefits you can get if you're a parent or carer, or planning to have or adopt a child.
Get help with childcare costs
The government’s Childcare Choices website will tell you what support you can get and how to apply. Support includes:
- tax-free childcare (up to £2,000 a year per child)
- 15 hours free childcare if you have a 2-year-old child and you’re on certain benefits
- 15 hours free childcare if you have 3 or 4-year-old children
- 30 hours free childcare for working families with 3 or 4-year-old children
You may be also able to claim back up to 85% of your childcare costs if you’re eligible for Universal Credit.
Extra help for eligible families
If you're eligible, you can:
- sign up to the HAF (Holiday Activities and Food) programme - it's free for children and young people aged 5 to 16 who are eligible for benefits-related free school meals
- apply for free school meals
- get help with the cost of home to school transport
- apply for an emergency support payment - this can help pay for:
- heating
- food
- clothes
- nappies
- other essentials
- find out about personal budgets and direct payments for children and young people with special educational needs and/or disabilities (SEND)
Find a warm place
Have a hot drink, fill a flask, and meet in a place which is welcoming and warm at a Warm Walsall hub.
Find somewhere to live
We can help you:
Get help paying your rent
You can:
You may be eligible for benefits from the government. Their website will tell you all about:
Help if you're homeless, or at risk of becoming homeless
We can offer help and support to you. You can contact our housing team by email or you can phone us.
Find out more about:
If you want to help someone who is sleeping rough, you can get in touch with StreetLink.
You can:
- find out how to reduce your council tax
- get help if you're having trouble paying your council tax bill
- find out about council tax reduction (CTR) if you have a disability
The council tax reduction (CTR) scheme has changed. You may be able to get hardship support if the changes mean that you are worse off.
Find out about
SSW community hub can make sure you get extra help when you need it. You can also compare their tariffs to see what's right for you.
If you're having money problems, you can apply to the SSW Charitable Trust. They may be able to help towards the cost of your water bill.
If you're a care leaver, you can get a discounted tariff from SSW.
You can also get advice about cutting the cost of your water bills from the Money Saving Expert website.
It's important that you get all the financial support that you're entitled to.
The free to use Entitled To benefits calculator estimates which benefits you may be eligible for from the government and also any assistance you may be entitled to from Walsall Council, such as council tax support.
You can find out more on the government website about the benefits you could get, including:
- benefits if you're on a low income
- benefits for families
- support if you're looking for work
- benefits if you're unable to work
- benefits if you have a disability or health condition
- help and support if you're a carer
- help you can get if someone dies
You may be able to get a payment to help with the cost of living if you’re getting certain benefits or tax credits. Find out more about the cost of living payment.
If you receive certain disability benefits, you will receive a one-off payment of £150 to help with rising living costs.
There's also advice from the government about:
You may be able to get tax relief or financial support:
There are lots of organisations outside of the council that will help you.
Debt advice
- Ablewell Advice
- Age UK
- Citizens Advice
- visit their local office during opening times
- find them on the Let's Chat bus on Wednesdays and Thursdays
- The Debt Advice Foundation
- National Debtline
- StepChange Debt Charity
- PayPlan
- Walsall Money Advice Project
- Watmos Debt Advice
Help with managing your money
- The British Legion supports members and veterans of the armed forces and their families
- Citizens Advice can help you open a bank account
- Green Square Accord will help tenants with money management, grants and advice
- Money Helper gives free, impartial advice about your money
- Money Saving Expert budget planning
- Turn2us provides practical help if you're struggling with money
- Walsave credit union can help with savings and loans
- Watmos benefit advice
- Watmos help with bills guide
- WHG money and bills guide
Breathing Space is a free scheme that could give you up to 60 days space from creditors. StepChange can help you to apply.
If your debts are getting out of control, we can help. Email our debt referral team.
Mental health emergency
- call 999 or go to A&E now if someone's life is at risk
- call your GP, 111 or use the NHS 111 online service if you need urgent help but it's not life-threatening
Find out more about getting urgent help for mental health.
Support services
There are lots of support services that will help improve your mental health and wellbeing:
- Let's Chat is a friendly, local wellbeing service
- Walsall Talking Therapies can help if you're:
- aged 17 or over
- have symptoms of depression and anxiety
- NHS Every Mind Matters gives you a free mind plan with tips and advice
- The Samaritans can help with mental health and emotional support
- The British Legion supports members and veterans of the armed forces and their families
- Rethink has lots of information and advice about mental health
There are lots of schemes to help you get online and find an affordable tariff.
Get a social tariff
Social tariffs can help if you're struggling to afford broadband or phone services:
- Money Saving Expert has a list of providers with social tariffs
- Ofcom has a list of cheaper phone and broadband packages
Improve your digital skills
Walsall Connected can support you to access online council services, and help improve your digital skills.
Black Country Connected can loan you a device, get you connected and help you to gain confidence with using technology.
There's lots of support and guidance if you want to get a job or improve your skills:
- Advice and support with finding a job
- Financial support while looking for work
- Find a Job Centre near you
- DWP - search and apply for jobs
- Get job support, tips and advice if you have a disability or mental health condition
- Walsall Works - get help with finding work
- Find out about jobs and careers at Walsall Council