Council tax reduction
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Council tax reduction (CTR) can reduce the amount of council tax you have to pay if you are on a low income. Find out if you're eligible, and how to apply.
Who can apply
You can apply if:
- you’re on a low income or claim benefits
- the council tax bill is in your name (and/or your partner's name)
- you own or rent your home
- you are unemployed or working
If you get Universal Credit, you should indicate that you wish to apply for CTR on your Universal Credit application. You don’t need to apply to Walsall Council separately.
You cannot claim CTR if:
- the council tax bill is not in your name (and/or your partner's name)
- you are of working age and have £6,000 or more in savings
- you are of state pension age and have £16,000 or more in savings, unless you receive guaranteed pension credit
- you are from outside the UK and have 'no recourse to public funds' on your immigration status
Download list
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Council tax reduction scheme 2025-2026Download PDF (946.76 KB)
Accessibility
Some files may not be suitable for users of assistive technology. If you use assistive technology and need a version of a document in a more accessible format, please email us.
What you could get
Your council tax bill could be reduced by:
- up to 100% if you are state pension age
- up to 100% if you are a care leaver
- up to a maximum of 75% if you are of working age
We calculate your reduction based on:
- which council tax band you live in
- your circumstances (for example, number of children, benefits, residency status)
- your household income - this includes savings, pensions and your partner’s income
- if your children live with you
- if other adults live with you
If you receive War Disablement Pension this is disregarded in full under our local scheme.
Changes to working-age discounts from 1 April 2022
The reduction will be based on income bands and household size, as shown in the table below.
For example, if you’re a couple with one child and a household income of £254.00 per week, you’ll receive a 55% discount from your council tax liability.
| Discount | Weekly income: couple with 2 or more children | Weekly income: couple with one child | Weekly income: couple |
|---|---|---|---|
| 75% | £0.00 - £292.52 | £0.00 - £223.92 | £0.00 - £137.67 |
| 65% | £292.53 - £322.52 | £223.93 - £253.92 | £137.68 - £167.67 |
| 55% | £322.53 - £352.52 | £253.93 - £283.92 | £167.68 - £197.67 |
| 45% | £352.53 - £382.52 | £283.93 - £313.92 | £197.68 - £227.67 |
| 25% | £382.53 - £412.52 | £313.93 - £343.92 | £227.68 - £257.67 |
| 0% | £412.53 and above | £343.93 and above | £257.68 and above |
| Discount | Weekly income: single with 2 or more children | Weekly income: single with one child | Weekly income : single |
|---|---|---|---|
| 75% | £0.00 - £249.81 | £0.00 - £181.21 | £0.00 - £94.96 |
| 65% | £249.82 - £279.81 | £181.22 - £211.21 | £94.97 - £124.96 |
| 55% | £279.82 - £309.81 | £211.22 - £241.21 | £124.97 - £154.96 |
| 45% | £309.82 - £339.81 | £241.22 - £271.21 | £154.97 - £184.96 |
| 25% | £339.82 - £369.81 | £271.22 - £301.21 | £184.97 - £214.96 |
| 0% | £369.82 and above | £301.22 and above | £214.97 and above |
Child being a dependent child (usually someone for whom you are entitled to receive child benefit for).
Hardship support
If the changes to the CTR scheme mean that you are worse off and are experiencing severe financial hardship, you can apply for hardship support.
Apply for CTR
You can make an application:
- online
- by phone - call 0300 555 2855
If you'd like more help to apply for council tax reduction, you can watch our short video below.
Send us your evidence
You can upload your supporting evidence at the end of the online application process.
What evidence do I need?
All claimsYour benefits or deductions may be delayed if you do not provide the right evidence. If you or your partner have any of the listed items you’ll need to supply them:
- your last 5 (weekly) or 3 (fortnightly) or 2 (monthly) payslips. If you have just started work, do not wait until you get them to submit your claim. You can supply them as you get them.
- the last two pension slips from your former employer/your personal pension, or a letter from your pension provider showing the latest rise
- evidence of all capital and savings
- bank statements or building society pass books covering the last two months
- Post Office books, Premium Bonds, Income Bonds, ISAs, TESSAs
- National Savings certificates, stocks and shares information
- state benefits or state pension
- evidence of maintenance
- evidence of childcare costs
- evidence of student grant or loan
- letter detailing how the grant or loan is made up
- evidence of income for non-dependants
If this is your first claim with Walsall Council, you’ll need to provide:
- two items of ID (for example, your passport, driver’s license, birth or marriage certificate)
- evidence of your National Insurance (NI) number (for example, a wage slip, correspondence from the Department of Work and Pensions (DWP) or your NI card)
If you are applying with a partner, they will also need to provide this evidence.
If you’re making a new claim, you may need to provide:
- identification
- evidence of your income
If you’re reporting a change of circumstances, you may need to provide:
- wage slips
- bank statements
- identification
You may have to pay a penalty if you don’t tell us about any changes within 21 days. For more serious offences, you could be prosecuted for benefit fraud.
How you receive your payments
We will credit your council tax account with any CTR you are entitled to. This will reduce the amount of council tax that you have to pay.
Introduction
Welcome to a Walsall Council how‑to guide on applying for Council Tax Reduction. This video has interactive buttons you can select while watching. When you do, the video will pause and take you to a webpage with helpful information or next steps. Council Tax Reduction can reduce the amount of council tax you pay if you are on a low income.
Eligibility
You are eligible to claim if you're on a low income or claim benefits, the council tax bill is in your name (or your partner's), you own or rent your home, and you are unemployed or working.
You are not eligible to claim Council Tax Reduction if the council tax bill is not in your name (or your partner's name), you are of working age and have £6,000 or more in savings, you are of state pension age and have £16,000 or more in savings unless you receive guaranteed pension credit, or you are from outside the UK and have “no recourse to public funds” on your immigration status.
Application Process
To get started making a claim, go to the Council Tax Reduction webpage. Select “Apply for CTR” or scroll down and select the “Apply for CTR online” button. In the Benefits tab, select “New claims”, then select “Make a new claim.” Confirm that you are the claimant or assisting the claimant in their presence by selecting “Yes”, then select “Next.”
Let us know if you are living in temporary or supported accommodation. Read the statements carefully and choose the relevant option. Then tell us if you are in receipt of Universal Credit.
On the next page, choose what you would like to claim for: Housing Benefit, Council Tax Reduction, or both. You may not be able to claim Housing Benefit and may instead receive help as a Universal Credit claimant through your Housing Element award.
On the next page, enter your personal details. Then choose how you would like to be contacted, and whether you would like to use our online services, where you can access entitlement letters and manage your Council Tax account online. Then select “Next.”
Next, you'll be asked to provide information about your nationality. If you have a partner living with you, you'll also be asked to share their details. After that, you'll see a list of around ten yes‑or‑no questions. Go through each one carefully, then select the “Save” button to continue.
On the next page, review your claim information carefully. Once confirmed, scroll down to each section and select “Update these details.” First, you will be asked to provide details of any children living with you or anyone else in your household. Next, go to the income, capital and expenses section. Here you will supply details of income for yourself and others in your household individually. You will then do the same for any savings and expenses you have.
In the next section, answer the questions and provide your Council Tax account number. This can be found on your Council Tax bill. Finally, go to the “Other details” section. Answer the remaining questions and select Save. Once all sections are marked as done, you can proceed by selecting the “Go to submit my claim” button.
Once Submitted
After applying, you'll be contacted within a few weeks. Stay patient and keep an eye on your mail or email for updates on your application status. You will be asked to provide proof of your circumstances. Your deductions may be delayed if you do not provide the right evidence.
Need Help?
If you need help with this, you can watch our helpful guide to uploading documents by selecting the link.
If you need help getting online, you can visit your local Walsall Connected centre for support. Before visiting our centres, check the opening times and availability. Go to our webpage, or select the Walsall Connected link to find your local centre. Got a question?
Ask WALIS, our chatbot, on Walsall.gov.uk.