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Debt advice

If you are struggling to pay your rent and you are threatened with homeless, you can seek free, impartial, non-judgemental debt advice.

Having debt advice may prevent your landlord taking court action to repossess the property by setting up an affordable payment plan. If your landlord has already taken court action having debt advice could assist you with completing court papers and may stop your landlord obtaining an eviction order.

If you are finding that your debts such as credit cards, council tax arrears, County Court Judgements (CCJ’s) and loans are spiralling out of control, having debt advice could help you find a suitable solution based on your individual circumstances. There are a lot of options available for a person in debt, such as setting up an affordable payment plan, applying for a Debt Relief Order (DRO), bankruptcy, Administration Order or having an Individual Voluntary Arrangement (IVA). Once you have had debt advice you will be able to make an informed decision on how to deal with your financial situation.

 

There are various organisations that offer free debt advice the links are below:     

 

National Debtline

Ablewell Advice

Step Change

Pay Plan

 

Walsall Council Debt Team contact us at DebtReferral@walsall.gov.uk